3-in-1 Credit Monitoring

3-in-1 credit monitoring is provided by the 3 main credit bureaus. Your credit history information is used to monitor your credit.

Credit Scores

Credit scores are an assessment of the financial position of an individual.

Scores are based on the financial information (credit files, bank histories, etc) of each individual.

Lending institutions and corporations use the score to calculate a person's ability to pay debts.

The credit score measure is based on an analysis of a person’s credit files, and is used to estimate the creditworthiness of that person.

Scores help to determine those who qualify for a loan, what interest rate is to be paid, and credit limits. More favorable terms are applied to the best scores.

Credit Monitoring

Credit monitoring is offered by credit bureaus to detect any suspicious activity regarding your credit history.

Alerts inform you of any critical changes to your credit history, and counter potential fraud or identity theft. Activity tracked includes credit inquiries, public records, delinquencies, negative information, and other changes.